Artificial Intelligence law at Bermuda (BOT)
Bermuda is actively developing a comprehensive framework to regulate and guide the use of Artificial Intelligence (AI), focusing on ethical standards, transparency, and sector-specific applications.
🇧🇲 Government AI Policy
In March 2025, Bermuda's government introduced a national AI policy aimed at ensuring that AI technologies are implemented responsibly across public services. Key principles include:(space.gov.bm)
Human-in-the-loop decision-making: Ensuring that AI decisions affecting individuals' rights or government services are always subject to human review.(space.gov.bm)
Transparency and auditability: Requiring AI systems to be explainable and auditable.(space.gov.bm)
Privacy compliance: Strict adherence to Bermuda’s Personal Information Protection Act (PIPA) and the Public Access to Information Act (PATI).(Conyers)
Regular risk assessments: Conducting audits to ensure fairness, accuracy, and the mitigation of bias.(space.gov.bm)
Governance oversight: Establishing an AI Governance Sub-Committee under the IT Governance Committee to oversee implementation and compliance.(space.gov.bm)
This policy applies to all government employees and consultants using AI for official purposes and is being implemented through a phased approach, starting with pilot projects to evaluate how best to apply these standards across government .(space.gov.bm)
🏛️ Sectoral AI Applications
Land Title and Registration
To address a backlog of approximately 800 first registration cases, the Department of Land Title and Registration is integrating AI and Machine Learning (ML) to streamline document processing. A partnership with FluentData has enabled the use of AI to extract information from deeds in seconds—a task that would otherwise take human officers several hours. The initial cost for AI implementation is expected to be approximately $50,000, with minimal ongoing expenses .(Government of Bermuda)
Immigration Services
The government is deploying AI to assist in the vetting of applications within the Department of Immigration. This initiative aims to free up frontline staff to focus on more complex tasks, thereby enhancing efficiency without replacing workers. An unnamed local company has been engaged to implement this AI solution .(Royal Gazette)
🏦 Financial Sector AI Oversight
The Bermuda Monetary Authority (BMA) recognizes that AI/ML systems present both opportunities and risks in the financial services sector. While AI can lead to more streamlined operations and new insurance products, it also introduces challenges related to cybersecurity, data privacy, and compliance. The BMA is adopting a risk-based approach to regulate AI/ML systems, acknowledging that different subsectors have varying levels of adoption and impact .(Home)
🔐 Privacy and Data Protection
Bermuda's Personal Information Protection Act (PIPA) is set to come into full force on January 1, 2025. This legislation aims to enhance data protection and privacy rights, aligning with global standards. The Office of the Privacy Commissioner is actively preparing for PIPA's implementation, including hosting workshops on AI and its uses to educate businesses and organizations .(Conyers, Royal Gazette)
⚖️ Cybersecurity and IT Law Reforms
In 2024, Bermuda introduced the Computer Misuse Act 2024, replacing the previous 1996 statute. This new Act enhances penalties and reflects international best practices to address computing innovations. Additionally, the Cybersecurity Act 2024 was passed to provide regulatory oversight across essential services and critical infrastructure, establishing a new regime under ministerial oversight .(Conventus Law, Royal Gazette)
While Bermuda does not yet have a comprehensive national AI law, these developments indicate a proactive approach to integrating AI technologies across various sectors, ensuring ethical standards, and preparing for future advancements.
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