West Virginia Code of State Rules Agency 193 - Technology-Related Assistance Revolving Loan Fund For Individuals with Disabilities Board

Here’s a detailed overview of West Virginia’s Code of State Rules, Agency 193—which establishes and governs the Technology‑Related Assistance Revolving Loan Fund for Individuals with Disabilities Board:

📘 Legislative Rule: Series 193‑01 (Codified Regulations)

1. Scope & Authority (§ 193‑1‑1)

Governs the procedures and standards for administering a statewide revolving loan fund to assist West Virginians with disabilities by financing assistive technology.

The Board may issue loans to qualified individuals for approved purposes in line with these rules.
(regulations.justia.com)

2. Program Description (§ 193‑1‑2)

Loans range from $500 to $5,000, covering up to 90% of device or service cost.

Designed to help individuals with disabilities overcome daily living barriers by acquiring technology or related services.
(law.cornell.edu)

3. Terms of Program Loans (§ 193‑1‑3)

Typical repayment term is up to five years.

Interest rates are tied to prevailing prime rates.

Loan specifics, such as eligibility, collateral, repayment plans, are defined here.
(law.cornell.edu, wvdrs.org)

4. Eligibility (§ 193‑1‑4)

Borrowers must be West Virginia residents with disabilities, or their guardians/family/nonprofit proxies.

Must demonstrate creditworthiness and potential for greater independence or productivity post-loan.

5. Application & Review (§ 193‑1‑5 to 193‑1‑7)

Applicants submit detailed forms; an Application Committee reviews.

The Board makes final decisions on loan approval.

6. Default & Reconsideration (§ 193‑1‑8 to 193‑1‑9)

Outlines default procedures, collateral, grace periods, and steps for appeals or reconsiderations.

🌐 Enabling Legislation: WV Code § 29‑24

This Code establishes the legal foundation and definitions:

§29‑24‑1 details legislative findings: The importance of assistive technologies in enhancing independence and productivity.
(code.wvlegislature.gov, law.cornell.edu, law.cornell.edu)

§29‑24‑2 defines key terms such as:

Board: The overseeing body.

Individual with disability: A person whose functioning is aided by AT devices/services.

Qualifying borrower: Persons/families/nonprofits demonstrating creditworthiness and benefit from a loan.

Technology‑related device/service: Equipment or essential related support (evaluation, customization, training, etc.).
(code.wvlegislature.gov)

Subsequent sections (§ 29‑24‑3 through § 29‑24‑9) detail board composition, responsibilities, fund management, disbursement procedures, and revolving-fund structure.
 

🔗 Program Highlights

Loan size: $500–$5,000; loan-to-cost: up to 90%

Repayment period: Max 5 years

Interest: Based on prime rate

Eligible recipients: Individuals with disabilities (or proxies) with demonstrated need and ability to repay

Assistive Technology Covered:

Devices (commercial, modified, custom)

Support services: assessment, training, repair, coordination with rehab/education plans
(wvdrs.org, code.wvlegislature.gov)

📍 Next Steps & Resources

To apply or learn more: Contact the West Virginia Division of Rehabilitation Services (WV DRS)—they administer the fund.
(wvdrs.org)

Refer to the full 193 CSR 1 document via WV’s legislative rule database, or the WV DRS website for forms, instructions, and contact details.

In summary, these rules implement the State’s Assistive Technology Act under WV Code §29‑24, enabling a loan program for individuals with disabilities to acquire assistive technologies, repayable over five years at prime-rate interest, supporting greater independence and productivity.

 

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