Code of Federal Regulations Title 13 - Business Credit and Assistance
Code of Federal Regulations (CFR) – Title 13: Business Credit and Assistance
Title 13 of the CFR focuses on regulations governing business credit, financial assistance, and support for small businesses in the United States. It is primarily administered by the Small Business Administration (SBA) and related agencies.
📘 Key Areas Covered in Title 13:
Small Business Administration (SBA) Programs
Eligibility rules for small business status
7(a) Loan Program (general small business loans)
504 Loan Program (fixed-asset financing)
Disaster Loan Programs
Microloan Program
Government Contracting and Business Development
8(a) Business Development Program
HUBZone Program
Women-Owned Small Business (WOSB) Program
Service-Disabled Veteran-Owned Small Business (SDVOSB) rules
Size Standards
Definitions and criteria to determine if a business is “small” by SBA standards
Industry-specific size standards (by NAICS codes)
Appeals and Protests
Procedures for appealing SBA decisions
Size protests and NAICS code appeals
Surety Bond Guarantee Program
Support for small businesses that need surety bonds to bid on contracts
SBA Management and Administration
Rules for SBA operations and procedures
📌 Agencies Involved:
Small Business Administration (SBA)
Other federal agencies that coordinate with SBA for contracting and financial assistance
🔎 Example Parts in Title 13:
Part 103 – Standards for SBA's Privacy Act procedures
Part 120 – Business loans (including 7(a) and 504 programs)
Part 124 – 8(a) Business Development and Small Disadvantaged Business programs
Part 125 – Government contracting programs
Part 134 – Rules of Procedure Governing Cases Before the Office of Hearings and Appeals
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